MANJERI CO-OPERATIVE URBAN BANK

Interest Rates

INTEREST RATES ON DEPOSITS & LOANS Interest Rates on Term Deposits (Individual) BR 3 dt- 14-07-2025 wef. 16-07-2025
Deposit Period	Interest Rate
From 7 Days and upto 45 Days	4.00%
From 46 Days and upto 179 Days	6.00%
From 180 Days and upto 210 Days	6.50%
From 211 Days and less than 1 Year	7.00%
From 1 Year to less than 2 years	8.00%
From 2 Years to less than 3 Years	7.50%
From 3 Years to less than 5 years	7.25%
From 5 Years and upto 10 Years	7.00%

For Senior Citizen’s Deposit (AFD) : 0.5% extra interest than the above rate.

For all Cumulative Deposits including RD & RIP
Same rate as above

Savings Bank (SB)Deposits	2.70%
Current A/C	NIL

Interest Rates on Term Deposits (for Co-op Society):
From 7 Days and upto 45 Days	4.00%
From 46 Days and upto 179 Days	6.00%
From 180 Days and upto 210 Days	6.50%
From 211 Days and less than 1 Year	6.75%
From 1 Year to less than 2 years	7.00%
From 2 Years to less than 3 Years	6.75%
From 3 Years to less than 5 years	6.50%
From 5 Years and upto 10 Years	6.25%


Interest Rates on LOANS
DBR No 8 dt- 04-08-2025 wef. 07/08/2025
Loan amount	Interest Rate
Upto & including Rs. 1,00,000/-	9.50%
From Rs. 1,00,001/- upto Rs.5,00,000 /-	10.50%
From Rs. 5,00,001/- upto Rs.10,00,000 /-	11.50%
From Rs. 10,00,001/- upto Rs.15,00,000 /-	12.50%
From Rs. 15,00,001/- upto Rs. 20,00,000/-	13.50%
From Rs. 20,00,001/- upto Rs.25,00,000 /-	14.50%
From Rs. 25,00,001/- upto Rs.50,00,000 /-	15.00%
From Rs. 50,00,001/- upto Rs. 1,00,00,000/-	16.00%
Gold Loans
Special Gold Loan - upto Rs. 50,000/- (3 Months)	5.00%
Maxima Gold Loan - upto & including Rs. 2,50,000/- (6 Months)	8.50%
Gold Loan - upto & including Rs. 5,00,000/- (12 Months)	8.50%
Personal Gold Loan - Above Rs. 5 lakh & including Rs. 25lakh (6 Months)	9.00%
Parpidam Loan amount
Upto & including 5 Lakh	9.50%
Above 5 Lakh to 10,00,000/-	10.50%

Santhwanam Loans (Upto Rs.5000/-)	4.00%
Dial – A - Loan (upto 2,00,000/-)	10.00%
Consumption Loan (upto 50,000/-)	10.00%
Porters Spot Loan (upto 50,000/-)	9.00%